Finances are one of the scariest, daunting, and tedious chores we could ever think of. If you don’t know how to control them, it can also become an area where you can feel stress and worry. The first time you sit down to get organized, it might take a while, but trust me, it is not as bad as it sounds. It will be as easy as a pie once you have cracked the system. Getting hold of your money and finances can help you in numerous ways. First of all, you will getting better at paying your debt and paying your bills. Paying off your bills on time will improve your credit score, leading to a host of fantastic perks. By managing your budget, expenses, savings, bills, etc., you will have high chances to save up more for that fantastic 5-star vacation or your dream house. You will be more confident and happy than ever when you discover that you can afford and save much more than usual. Are you excited about learning how to get a handle on your money? Here comes the real question – How? While numerous budgeting tools and online applications can help you get a hold of your finances, I would say the best way is by writing everything down using pen and paper. Bullet Journal (BuJo for short) is an organizational tool that can help you find calm in the chaos. One of the best things about a bullet journal is that it is entirely customizable. You will be left with tiny-size bullets that can be used as a guide to track whatever you want. From writing down to-do lists, setting goals, and even tracking your finances, you can organize all in one place. You can create numerous exciting and fun spreads for your specific financial tasks and goals. You can also add visuals that can most inspire you to reach your financial goals. For instance, if buying a house is your goal, you can color a brick of the house each time you save money for a down payment. Scroll down to get to know more about Bullet Journal Financial Logs.
Bullet Journal Prompts To Get You Started With Finance LogsJust like any part of bullet journaling, if you want to develop a financial system that suits you and your goals, you got to ask yourself a few difficult questions. Read on to find a few prompts that help you in getting started with financial logs. Ohh, but before that, got get yourself a hot cup of coffee and a cozy blanket, grab your bullet journal and a pen. Remember to be honest about where you are at with your finances, and it is entirely okay to realize you are in immense amounts of debt or have bad spending habits. This is very important; unless you are willing to discover where you need to make changes, you may not improve your money or change anything. Okay, now back to our analysis; below are a few prompts you might want to ask yourself –
- What do you struggle most with while you are dealing with the money? These could be spending too much, not saving much, not sticking to a budget, using your credit card more than needed, etc.
- How do people I admire manage their financial goals? Here I meant the people whose financial management you admire the most.
- What are my financial goals?
- How to save money? List out the things you want to do with the saved money.
- What habits do I have to develop to achieve my financial goals?
- What are the habits I need to get rid of to achieve my financial goals?
Recommended Supplies To Set Up Your Bullet Journal Financial Spreads
- Fine Point Pens
- Micron Fine Line Set Pens
- Tombow Fudenosuke Soft And Hard Tip Brush Pen
- Tombow Brush Pens
- Washi Tape
- Crayola Super Tips
Bullet Journal Financial Log Ideas To Get A Handle On Your MoneyBelow are some interesting, fun, and excellent bullet journal money spread layouts that can be very helpful in managing your finances. Did you know that a bullet journal budget tracker is still the highly recommended way to track your money goals, savings, and expenses even at this period filled with gadgets and apps? There is always magic and creativity in using a pen and paper; you will observe this when getting started with bullet journaling. Please don’t become a slave to modern technology. I love the pen and paper approach when working with my finances because it allows me to exercise my artistry. When I am artsy, I am the most peaceful and happy person in the world. Your primary goal in creating a spread is to be more functional and active in writing about your financial goals, savings, expenses, budget tracking, bill tracking, etc. You can make use of a few unique symbols to represent events, tasks, and notes. Trust me; Bullet Journaling Money Tracking will gradually make your life easier, happier, and stress-free.
Bullet Journal Expense Tracker
Bullet Journal Monthly Budget Tracker
Bullet Journal Bill Tracker
Bullet Journal Spending Tracker
Bullet Journal Subscriptions Tracker
Bullet Journal Savings Tracker
Bullet Journal Debt Tracker
Monthly Finances Overview