A bullet journal is really a creative whole life planner. It makes sense that you would want to include your budget and money into it. Today we are going to look at bullet journal money tracker ideas to find one that will help you stay on budget and start saving money.

Bullet journal money trackers are used to track savings, money goals, debt pay off, spending and monthly bills. Depending on what your money goals are will determine what type of tracker you want to use.

Remember, if you are uncomfortable creating a bullet journal money tracker in the bullet journal that goes with you everywhere, create a whole new journal or notebook for it. This will allow you to keep money information in your home where it’s safer.

Before you pick a tracker you first need to figure out what your money goals are. Are you trying to pay off debt? Are you saving up for a vacation? Do you need a new item? Maybe you are saving up to buy a house? Any of these things can be tracked and planned for in your bullet journal.

Some people simply want to track their spending habits. Tracking bills and spending is a great way to slow down and see where your money is going. Is there unnecessary spending that can be stopped to help you reach your money goals faster?

Let’s take a look at some bullet journal money trackers you can pull inspiration from so you can create your own.

Before we get started here is a list of my recommended supplies.

Recommended Products

15 Bullet Journal Money Trackers

@idyiajournal A Simple Tracker

idyiajournal A Simple Tracker Source

A simple spread like this will allow you to track your spending and savings easily and quickly. There is nothing complicated about this spread, it’s simple and to the point.

@ninsbujo The Savings Jar

ninsbujo The Savings Jar Source

This is a creative simple tracker to show how much you are saving. Create steps for goals so you can see your progress along the way.

@geeky.sorceress Basic Money Spread

geeky.sorceress Basic Money Spread Source

Track where you money is coming and going. It’s like a checkbook for your bullet journal. You can always see how much money you have and where it’s going.

@angkoshplans Bullet Journal Budget Spread

angkoshplans Bullet Journal Budget Spread Source

This tracker helps you set a budget and track how much comes in and how much gets spent. It’s a fantastic one page spread that helps you stay on track.

@cloudyiswriting Boba Tea Savings Tracker

@cloudyiswriting Boba Tea Savings Tracker Source

This is a cute way to track your savings in your bullet journal. It’s an easy enough spread that keeps you on track with your savings goals.

@joyandlifeblog Bullet Journal Expense Tracker

joyandlifeblog Bullet Journal Expense Tracker Source

This tracker keeps all your expenses in order by monthly and weekly expenses. You can track where money comes in and how it goes out easily with a tracker like this.

@journalandstudies A Themed Expense Tracker

journalandstudies A Themed Expense Tracker Source

See exactly where your money goes throughout the month so you can cut down on expenses. Part of learning to save money is know where your money ends up each month.

@lapetitepaulaplans Bullet Journal Monthly Bills Tracker

lapetitepaulaplans Bullet Journal Monthly Bills Tracker Source

With this tracker you can make sure all of your monthly bills are paid and on time to avoid late fees. Cutting down on late fees and unnecessary expenses will help you save more money.

@bujumarie Savings Challenge Spread

bujumarie Savings Challenge Spread Source

In this spread we see a savings challenge. You can create or follow a simple savings challenge in your bullet journal to build up an emergency fund or pay off debt.

@rayneorshine_bujo Bullet Journal Savings Tracker

rayneorshine_bujo Bullet Journal Savings Tracker Source

This tracker is quick and easy. Saving money in $50 increments is alway easier than setting a big goal and hardly seeing progress as your get there.

@bulletbeautiful Simple Savings Chart

bulletbeautiful Simple Savings Chart Source

Another tracker that takes small increments to reach a total savings amount. The smaller and more achievable steps to reach a goal helps you see progress quickly.

@seed_successful_you Save For An Item

seed_successful_you Save For An Item Source

This type of spread will help you save up for a new item you want. Maybe a new TV, new car, new home. Whatever you want this spread is meant to help get you there.

@dotsandpens Piggy Bank Savings Tracker

dotsandpens Piggy Bank Savings Tracker Source

This is a cute spread to track how much money you are saving. It works as a great reminder to save more money.

@letteringbytm Step by Step Savings

letteringbytm Step by Step Savings Source

This game board type setup makes savings tracking easy and fun. Additionally it allows you see progress as you get closer to your end goal.

@endless_vegan Monthly Savings Goal

endless_vegan Monthly Savings Goal Source

Setting an achievable savings goal for each month is a great way to track your savings for a full year. Pick a number you think you can afford each month and then when you save it fill in your savings jar.

Bullet Journal Spending Tracker

Start off first with a spending tracker to see where all your money goes. Include everything down to a pack of gum. Then you can analyze your expenses and see what you can reduce. Then you can start a savings tracker showing the money you are putting aside. The spending tracker will help you to get on track for a savings tracker.

Keeping track of your expenses is a great way to make sure you stick to a budget. It’s important that you build up your savings to pay off debt or have money put aside for emergency purposes.

Recommended Products

Which bullet journal money tracker are you excited to try out? Let me know in the comment below. Do you have bullet journal spreads you would like shared? Email them to [email protected] and they may be featured on an Instagram post and/or to the blog. Please leave your IG Username so I can tag you in the posts. Follow me on Pinterest for more like this and pin this to your Bullet Journal boards.

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15 Bullet Journal Money Trackers 15 Bullet Journal Money Trackers 15 Bullet Journal Money Trackers

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